Social Security card owners must be vigilant and must protect their Social Security number since identity theft grow well in the United States, and are always on the hunt for victims. Since citizens of the United States should use their Social Security number for their daily interactions, one must protect their own number.
Do not give your Social Security number to those who requests for it quickly, because some who asks for it does not need it. Although some institutions and businesses ask for it even when they need it, you should still give it, since if you refuse to do so they might not provide the services you need. Nevertheless, if the Internal Revenue Service receives an existence report about your information, one must still provide some essential information to that existence. The information asked might include your employer, bank or lenders, your savings bonds, welfare department and workers’ compensation.
These are the things one can do to protect their own Social Security Number:
- When you are asked for your social security number, offer another option instead. Do not hand your social security number, you can offer your driver’s license number, passport, proof of current and previous address bills, your identification number of the university or college you are from, or other forms of identification.
- When you are applying for a service from an institution or business and they have asked for your social security number, you have the right to ask. If they will still insist, ask them some questions why it is necessary to provide your social security number and how the institution operate your social security number. You can ask these following questions:
- Why is it necessary for me to hand my Social Security number?
- With whom will my social security number be shared if i will provide it?
- How will my number be handled?
- If there are identity thefts or if my number is stolen or compromised, will you be held liable for the losses?
- Do not keep your social security number as a password on an electronic device or any social media account of yours. Do not use the entire social security number or even a part of it as a password. When your password file can be stolen or decrypted, you are in great danger, or someone can just watch you type it in.
- If you want to make sure, you can apply for an identity protection service. These services offer identity insurance, the fee might start up to 10 dollars or above per month.
- Monitor your bank and credit card balances to ensure that there is no identity theft or your social security number has been compromised. Some banks might also send you alerts if there are transactions exceeding a certain amount or if someone tried to access your bank account using your social security number.
To sum it up, one must not use the social security number in social media and devices to avoid password file decryption. If someone is asking for your social security number, be cautious of a lost ss card and ask for the authority and confirm the reason for request politely.